Home Loan?
Your dream home awaits
Government Banks
Trusted nationalized banks with stable rates and wide presence across India
State Bank of India
Bank of India
Indian Bank
Bank of Baroda
Bank of Maharashtra
Union Bank of India
Central Bank of India
Canara Bank
Leading Private Banks
Private sector banks offering competitive rates and modern banking services
Kotak Mahindra Bank
NBFC Partners
Non-Banking Financial Companies offering flexible home loan options
Aditya Birla Housing Finance Ltd
Tata Capital Housing Finance Ltd
Bajaj Housing Finance Ltd
Mahindra Housing Finance
Piramal Housing Finance
Godrej Housing Finance
Eligibility & Documents
Know the requirements before you apply for your home loan
Eligibility Criteria
- ✓Age:21-65 years (at loan maturity)
- ✓Employment:Salaried, Self-employed, or Business owners
- ✓Minimum Income:₹25,000 per month
- ✓Credit Score:700+ (higher scores get better rates)
- ✓Work Experience:Stable employment/business for last 2-3 years
Documents Required
- 📄Identity Proof:Aadhaar, PAN, Passport
- 📄Address Proof:Utility bills, Bank statements
- 📄Income Proof:Salary slips, ITR, Form 16
- 📄Bank Statements:Last 6 months
- 📄Property Documents:Property Documents & Photographs
Frequently Asked Questions
Get answers to common questions about home loans
What is the maximum home loan amount I can get?
Banks typically offer up to 80-90% of the property value as loan amount. For high-value properties and high-income borrowers, loans can go up to ₹10 crores or more, depending on your eligibility and credit profile.
How long does home loan approval take?
With all documents in place, home loan approval typically takes 7-15 working days. Some banks offer instant approval for pre-approved customers who meet their eligibility criteria.
Can I transfer my existing home loan?
Yes, you can transfer your existing home loan through a Balance Transfer facility to avail lower interest rates. Banks may charge nominal processing fees for this service, but the savings can be significant.
What tax benefits are available on home loans?
Home loan borrowers can claim tax benefits on both principal and interest components under Sections 80C and 24(b) of the Income Tax Act, potentially saving significant amounts during tax filing.
Need Help Choosing the Right Home Loan?
Our expert financial advisors are here to help you find the best home loan option tailored to your needs and budget.